Budgeting....
Sigh.
I feel that everything I do lately is based on a budget. It would be wonderful to just spend and get what I want and have all the nice things. That's what gets people into trouble, myself included.
As mentioned in Part One, I have figured out a system for making going to the Trifty Store a success. Then comes the next step. This is one that you will need to figure out more on a personal level. My local thrity store has low prices and they are standardized. Sleeveless shirts: 1.79, short sleeved: 2.99, long sleeved: 3.99, pants: 4.99, dresses 5.99. I think this makes it easier in some aspects to budget, but hard to resist the impulse buys.
I came up with $30 initial monthly budget to be used at the thrift store. This was when I just was looking for something to do on the weekends to fill my time, plus I had a goal of saving money to not work for a whole month. This worked for about two weeks. When I did the math, that's only 7.50 per visit. Yes, I could stick to that, but that's not fun, and if I was trying to lift my spirits, that was not the way to go about it. Doubled by budget, giving me $15 a week to spend, raising my monthly budget to $60. Could I do it cheaper? Yes.
Here's where a budget hits reality: I could live on $30 at the thrifty store. I would buy less. I would not enjoy myself. I would end up not being able to stick to this budget for very long. $60 gives me that flexibility. I can spend 15 and not feel to tightly constrained. If I go over budget one week, say spending 20, it still gives me 10 the next week.
Budgets suck. Suck out loud. I guess that's why so many people go over budget. Setting a budget that works for me, one I can stick too makes it suck a little less.
SIGH...
No comments:
Post a Comment